In the case of fresh covers, 50% of the medical checkup cost is borne by the company, subject to acceptance of the proposal. Talking about the sum insured range of Oriental Super Health Top-Up, it starts from Rs. List of Network Hospitals for Cashless Treatment with Oriental Insurance Health Insurance Plans. The policy does not provide cover for maternity and newborn treatment expenses. The policies offered by Oriental Insurance company are very useful and have large scope of coverage. Read the complete article and know the easy way to track Oriental Insurance. If not approved, claim for reimbursement after discharge. GROUP MEDICLAIM POLICY - PROSPECTUS (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, Oriental Insurance mediclaim hospitals list in Ernakulam, Kerala. The policy provides superior coverage for medical expenses related to hospitalisation as well as domiciliary hospitalisation in case of an accident, illness, or any surgery linked to disease which has occurred during the policy period. Oriental Insurance Group Mediclaim Policy Buying Procedure. If at any time during the policy period the insured person sustains any bodily injury due to the sudden, unforeseen and involuntary event related to external, visible and violent means anywhere in the world then he is eligible for this benefit. Lastly, when it comes to sum insured options, they are available from Rs. Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to launch "ORIENTAL BANK MEDICLAIM" Policy on 3rd Oct. 2011. You can add your family members to the Oriental Mediclaim Insurance Policy at the time of renewal. Talking about Individual Mediclaim Policy, it is a superior health insurance product that ensures you don’t face shortage of funds in the middle of a medical emergency. PNB Oriental Royal Mediclaim Insurance Policy. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. Oriental Individual Mediclaim Policy - Check Plan Details Oriental Individual Mediclaim Policy This health insurance plan provides cover to the policyholder in case of medical expenses following hospitalization or domiciliary hospitalization in the following scenarios: PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. Benefits of Oriental Health Insurance. Oriental Insurance Individual Mediclaim Policy This is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery. (x) Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation. Oriental Insurance Overseas Mediclaim Plan - Get details about Overseas Mediclaim insurance, its features, premium and quotes comparison from top health insurers at PolicyX. 2 Lakh and above. There are separate tax laws under the Income tax act for bot... A policyholder can avail tax benefits on the payment of prem... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. We as a vibrant and dynamic leading non-life insurer, understand your need and offer comprehensive insurance products, that, provide the added protection for you, your family members, your property and your vehicles. (iv) Pre-existing diseases covered after four consecutive renewals. 556 Site best viewed in Chrome 43.0, Mozila 38.0 and IE 11.0 and above (1280 X 800), Generation of Policy against failed transaction, Professional Indemnity-Other than Doctors. Oriental Travel Insurance: Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. The company has developed various types of insurance covers to cater to the needs of … Several health insurance plans are offered by Oriental Insurance Company in India. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. A dependable solution, the policy can be availed for a period of 1 year. The ICU expenses are covered not exceeding 2% of the Sum Insured per day. 10 Lakh. Key Features of Oriental Insurance Individual Mediclaim … Not only this, you never know when medical emergencies might arise and derail all the plans that you have made for your life. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace … No. Compare Policy Benefits, Key Features & Premium with similar plans at MyInsuranceClub.com The key features of Oriental Individual Mediclaim Insurance Plan are. (ix) In case of fresh covers, 50% of the Pre-insurance medical check-up cost reimbursable, subject to acceptance of the Proposal. Oriental Insurance company is one of the only public sector General Insurance Company in India. the oriental insurance company limited, Regd. Office: Oriental House, P.B. Oriental Insurance Individual Mediclaim Policy. Oriental Insurance company is very famous and leading. Hospitalization that lasts for more than one day due to ill-health, sickness or surgery can be claimed. The Nationalized banks in India have tied up with the general insurance corporations (Private / Nationalized) to offer some special insurance policies for their clientele. Cost of spectacles, contact lenses, hearing aids, etc. There is health check-up benefit of up to 0.75% of average SI, subject to maximum Rs. Oriental Insurance Mediclaim - READ THE PROSPECTUS. The main features of the products are outlined here below: Oriental Insurance Individual Mediclaim Policy Key Features. Documents and conditions required to buy Oriental Insurance Group Mediclaim Policy are, Proposal form and Self declaration form is to be filled in block letters and in duplicate. The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively, For Details please refer policy documents/ Prospectus, INDIVIDUAL MEDICLAIM POLICY - PROPOSAL FORM, INDIVIDUAL MEDICLAIM POLICY - CUSTOMER INFORMATION SHEET, (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, installed on your computer. Mar 11, 2018 11:49 AM Read. Mar 11, 2018 11:49 AM Read. Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. Oriental Insurance Company’s insurance product portfolio is designed to meet with the needs of various customers across the nation, keeping in mind different requirements in regards to the coverage for different sectors. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. Individual Mediclaim policy will be available to any individual between the age of 18 to 80 years for treatment taken in India. There are many ways to check Oriental General Insurance Policy Status. PNB-Oriental Royal Mediclaim Policies offers family floater schemes that cover up to 4 family members under a single health insurance policy. hospitals/colleges, Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation, Add-on of Voluntary Co-payment & Personal Accident Cover, Coverage for pre-existing diseases after 4 years of waiting period, Premium adjustment at renewal, for the period of OMP cover taken from the insurer, Family discount of 10% (including on PA cover) if more than one person is covered, 5.5% discount on premium if TPA services not opted for, Tax benefits under Section 80D of the Income Tax Act. This changes to their wim and fancy. Today the Oriental Insurance Travel health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in their benefit structure. The minimum sum insured under the Oriental Mediclaim Insurance Policy is INR 1,00,000 and in multiples of INR 50,000 thereafter, up to INR 5,00,000. Renewing any of our existing policy is very simple. (vi) Family discount of 10% (including on PA cover) if more than one person is covered under the policy. In Oriental Insurance Individual Mediclaim Policy, you can avail Income Tax benefit under Section 80D of the Income Tax Act. If more than one person is covered, then there is a family discount of 10% (including on PA cover). You can buy a new Individual Mediclaim policy by registering yourself on our Portal and paying online through your debit card / credit card or net-banking. A comprehensive Oriental health Insurance plan designed to cater the financial needs of an individual in times of medical emergency . Add Family Members to Oriental Mediclaim Insurance Policy. (vii) Option of voluntary co-payment of 10% and 20% with corresponding premium discount of 10% and 20% respectively on SI of Rs.2lacs and above. The benefits of the plan can be seen from the fact that apart from comprehensive cover for hospitalisation and domiciliary benefits, the plan also offers cover for medical expenses in respect of organ donor. You should choose the best one according to your needs. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. The policy would definitely suit the best to your needs. Overseas mediclaim plan by the Oriental insurance company offers wider coverage. Family discount of 10% in … Now you can buy and renew policies Online. PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. This policy of Oriental Health is better than other health mediclaim plans available in India. Oriental Super Health Top-Up is an excellent Top-Up policy that an insured can rely on when the cost of their medical treatment exceeds expectation. It is a comprehensive mediclaim policy that covers the policyholder, his/her spouse and up to three dependent children. This changes to their wim and fancy. No. 2. 1 lakh to Rs. Oriental Insurance Individual Mediclaim Policy is an inpatient hospitalization policy which covers medical expenses following hospitalization/ domiciliary treatment due to Illness/ Diseases/ Accident. The room, boarding and nursing expenses are covered not exceeding 1% of the Sum Insured per day. A Comprehensive Guide on Health Insurance Portabil... All About Health Insurance For TB Patients. Oriental Insurance premium calculator is provided for motor insurance policy, personal Accident policy, Individual mediclaim policy, Janata Personal Accident, Overseas mediclaim, Shop keepers policy, House holders policy, Happy family floater policy and Nagrik suraksha policy. Standing tall since 1947, Oriental has been one the leading general insurance company in India. This Health cover is a hospitalisation cover and reimburse the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as an in patient. Oriental Bank Mediclaim Policy was launched on 3 rd October 2011. I request all Mediclaim Policy Holders to read t... Read More. It can be difficult to deal with financial and emotional stress at the same time. Family includes self, spouse, children, parents and parent-in-laws. (iii) Sum Insured (SI) available from Rs.1lac to Rs.10lacs. 5,00,000, it will be in multiples of INR 1,00,000 up to INR10,00,000. I hereby declare that I have included all the bills / receipts for the purpose of this claim & that I will not be making any supplementary claim except the pre/post-hospitalization Oriental Insurance Company Limited Updated on December 25, 2020 , 6391 views. Oriental Health Insurance Claim When seeking health insurance claim from Oriental Insurance Company, you can choose either cashless or reimbursement claim. While buying a health policy, you must carefully assess the pros and cons it offers.Oriental's individual health insurance plan does not provide features like lifelong renewability and no claim bonus. There is a discount of 5.5% in the premium amount provided if TPA services are not opted for purchase or renewal of the policy. Under this benefit, if the insured opts for a co-payment of 10% or 20%, he/she is then eligible for a corresponding premium discount of 10% and 20% respectively. About Oriental Individual Mediclaim Policy Health Insurance. When it comes to affordable policies, Oriental Insurance has many to offer. PNB Oriental Royal Mediclaim Insurance Policy. However, daily workload and related things may soon take a toll on your health. The Oriental insurance company reimburses the treatment expenses borne by the policyholder. Pre and post hospitalization charges can be claimed, which includes 30 days before and 60 days after the period of hospitalization. 1 Lakh to Rs. Differences Between Tax-deductions on Life and Hea... Preventive Health Check-Ups and Tax Deductions, Daily hospital cash allowance for greater than 2 days of continuous hospitalisation, Hospitalisation expenses for donating an organ by the donor, Personal accident cover as an optional benefit, Pre-existing diseases after four continuous renewals, Aesthetic treatment or expenses related to plastic surgery, Circumcision, vaccination, inoculation unless part of an illness. To conclude, Individual Mediclaim Policy is a beneficial policy you can think of buying to secure your health and financial state in the adverse times. Cover for hospitalization cost incurred in India due to any sudden illness, disease, or accident . Moreover, the inclusions list includes -, Individual Mediclaim Policy is a great combination of multiple coverage features and benefits. Indicate whether currently covered by another Mediclaim / Health Insurance Tick Yes or No b) Date of commencement of first Insurance without break Enter the date of commencement of first Insurance Use dd-mm-yy-forrmat c) Company Name Enter the full name of the Insurance Company Name of the organization in full Policy No. Personal Accident. Oriental Insurance Health Insurance Plans Company Overview. There is no pre-acceptance medical examination required for persons up to the age of 55 years. 3000 for every block of three claim-free policy years. 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